Business Insurance

Commercial Auto Insurance

Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

Commercial vehicles require a separate policy because they're typically exposed to more risk than personal vehicles. While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask our agent to explain all the differences and options. Need commercial auto insurance to protect your business vehicles? Get a commercial vehicle insurance quote from Sol y Mar Insurance. We know that searching for a commercial insurance it is very complicated, that’s what we are here for; let us help you by calling us today.

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Business Insurance Quotes: For get your best Business Insurance quotes, Please fill our short form, call us to ‪(954) 367-5691‬ or you can also send us an email.

Note: Your details are kept strictly confidential as per our Company Privacy Policy.

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General Liability

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas. Broad Range of General Liability Protection.

Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
Property Damage coverage for the physical damage to property of others or the loss of use of that property.
Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided.
Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
Contractual Liability extends to any liability you may assume by entering into a variety of contracts.

Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.

While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask our agent to explain all the differences and options.

Workers Compensation

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. Workers compensation insurance must be bought as a separate policy. Although in-home business and business owner policies (BOPs) are sold as package policies, they don’t include coverage for workers’ injuries.